SBA Eligibility Checker

Assess your business eligibility for SBA loans with our interactive 5-point analysis

⏰ TIME IN BUSINESS ALERT: Your business is pre-revenue or very early stage.

Recommended Path: Pre-Revenue Startup Funding

REGULATORY UPDATE (March 2026): SBA now requires 100% US Citizenship or National ownership. Green Card holders and non-citizens are no longer eligible.

Assessment Tool: This checker provides an estimate of eligibility based on common SBA requirements.

Business Information

Credit Score: 720

300850

Very Good

Annual Revenue: $500,000

$0$10M+

Time in Business

Industry

SBA-eligible (subject to other criteria)

Collateral Available

⚠️ Ownership Citizenship (REQUIRED - NEW March 2026)

Federal Character Check

SBA requires clean federal record. Any outstanding federal debt or legal issues result in automatic disqualification.

Eligibility Analysis

Citizenship

100%

Time in BusinessNot eligible

Credit Score

100%

Industry

100%

Federal Check

100%

Not Eligible

Overall Eligibility Score

Recommended Next Steps

⏰ TIME IN BUSINESS: Only 0 months of operations. Standard SBA loans require 12+ months.

Recommended Route: Pre-Revenue Startup Funding