See how the FindFundCall Funding Guide starts with eight business funding products, removes options that conflict with your answers, explains every elimination, and ranks the survivors.
Start with eight products. See what stays on your board and why.
Open the Funding Guide →The Funding Guide is a live elimination board, not a quiz that jumps to one generic loan. Eight products begin on the board. Your timeline, use of funds, time in business, monthly revenue, and personal-credit range remove products that do not fit. Your final priority—speed, lowest cost, flexible repayment, or largest amount—ranks what survives.
Most funding quizzes hide the logic and reveal a product at the end. The Funding Guide does the opposite. It begins with eight named products in play and lets you watch the market narrow after every answer.
When a product leaves, the guide puts it under “Off the board” and tells you why. It also shows the products still on your shortlist. That means the result is not a mysterious score. You can follow the decision from the full market to your final roadmap.
The starting board contains:
1. SBA 7(a) Loan
2. SBA Express Loan
3. DSCR Loan
4. Equipment Financing
5. Conventional Term Loan
6. Business Line of Credit
7. Revenue-Based Financing
8. Merchant Cash Advance
They are not presented as eight equally good choices. Each one has a different job, funding speed, qualification profile, repayment structure, typical cost range, and capital ceiling. The guide tests those differences against your answers.
The guide does not let one attractive answer erase a conflict somewhere else. Each new shortlist is the intersection of everything you have already said.
If you need capital this week, slow products come off the board. If the money is for real estate, operating products come off. If the business is young, products that normally require operating history come off. Revenue and credit narrow the same surviving set rather than starting over from scratch.
That cumulative behavior is what turns five simple answers into a specific shortlist.
The board is designed around fit, not merely technical eligibility. If you can plan one to three months ahead, the guide removes the Merchant Cash Advance because lower-cost products have time to work. There is no reason to pay the premium for speed you do not need.
The same logic protects the other side of the decision. If you need funding this week, standard SBA, conventional term, and DSCR products leave because their processing time cannot meet the job. For payroll or regular operating costs, the guide removes products whose repayment pattern could deepen the cash-flow pressure.
“Off the board” does not mean a product is universally bad. It means the product conflicts with something you told the guide.
Consider the two paths we tested.
Profile one needed working capital this week, had operated for 6 months to 2 years, reported $10,000–$50,000 in monthly revenue, described personal credit as 600–679, and cared most about cost. The roadmap contained a Business Line of Credit first and a Merchant Cash Advance second.
Profile two was planning one to three months ahead for real estate, had more than two years in business, over $50,000 in monthly revenue, credit of 680 or above, and wanted the largest amount. Its roadmap ranked an SBA 7(a) Loan first, followed by a DSCR Loan and a Conventional Term Loan.
Neither result came from declaring one product “best.” Each came from the interaction of the whole profile.
After the five compatibility questions, the guide asks what matters most: getting the money fast, paying the least, having flexible repayments, or accessing the most capital.
This answer does not put eliminated products back on the board. It sorts the survivors by the tradeoff you chose. The same compatible products can therefore appear in a different order for two borrowers with the same business profile but different priorities.
Each surviving product includes a plain-language reason it fits, a typical APR range, funding speed, repayment pattern, and maximum amount. The guide labels the order clearly: Best match, Strong option, and Consider.
It also repeats your profile in your own words, so you can see exactly what the ranking is based on. You can optionally email the roadmap to yourself or take the shortlist into Oracle to check a pre-qualified range against real lenders.
The roadmap is educational. It is not an application, approval, offer, rate quote, or promise that a lender will accept the file. Its job is to make the market smaller and the tradeoffs visible before you give anyone your information.
When you're ready for funding: see your options with Oracle — no broker calls, no hard credit pull to see your range.