You're paying 42.5% APR on this MCA

High-Cost Financing

I have an MCA offer for $50,000 at a 1.35 factor rate, to be repaid over 12 months with monthly payments.

I will be paying $5,625.00 per month, 12 times, for a total of $67,500.00.

Total Interest

$17,500.00

35% markup

Principal

$50,000.00

Your APR

42.5%

SBA 7(a) Typical

11.5%

3.7x more expensive than a typical SBA loan. Potential savings: $15,500.00

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Use Case Assessment

Expansion is a smart use of MCA financing - you have clear revenue potential

This rate is significantly higher than standard alternatives. Let us help you find better options.

This rate is significantly higher than SBA alternatives (11-13% APR)

You could save $15,500 with lower-rate financing

Urgent: Explore alternative financing options immediately