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MCA & Alternative FinancingFindFundCall Recommended

Rok Financial

A lending marketplace that compares your offer against 50+ lenders — and sometimes finds you something cheaper.

Why We Recommend Rok Financial

Rok Financial is not a direct lender — they are a marketplace. They submit your application to their network of 50+ lenders and return multiple competing offers. Their underwriting team then compares the cost of each offer, including MCAs, term loans, and lines of credit.

Here's the part we found worth noting:

Approximately 30% of MCA applicants who go through Rok Financial end up choosing a lower-cost alternative — a term loan or line of credit — because the comparison shows them a better option exists. That alignment with our mission is why we send our users there.

$1B+
Total Funded
50+
Lending Partners
A
BBB Rating
Same Day
MCA Funding
All 50
States Served
None
Broker Fee

Who Qualifies

MCA / Fast Funding

Min Monthly Revenue
$8,000
Min Time in Business
4 months
Min Credit Score
500

Term Loans

Min Annual Revenue
$100,000
Min Time in Business
1 year
Min Credit Score
660

SBA Loans

Min Annual Revenue
$100,000
Min Time in Business
2 years
Min Credit Score
650

Products Available

Merchant Cash Advance
$5K–$500K · Factor rate 1.12–1.45 · Same-day possible
SBA 7(a) Loans
Up to $5M · From ~7.5% APR · 2–4 week funding
Term Loans
1–5 year terms · 8%–30% APR · 3–7 day funding
Line of Credit
Up to $250K · Draw as needed
Equipment Financing
Asset-backed, lower rates
Commercial Real Estate
Purchase and refinance options

Trust & Credibility

BBB Accredited
A rating from the Better Business Bureau
SBFA Member
Accredited by the Small Business Finance Association
3,400+ Reviews
4.1 on Trustpilot · 4.3 on Google
No client-facing broker fee
Commissions are paid by lenders, not by you
$1B+ funded
Track record across all 50 states

Ready to apply?

Applications take under 10 minutes. Complete applications typically receive 2–5 offers by end of day.

Apply Through FindFundCall

You'll be taken to Rok Financial's application. FindFundCall may earn a referral fee at no cost to you.